Commercial Drywall
Coverage built for drywall contractors working on new construction, multi-unit buildings, and fire-rated commercial assemblies. The certificates and endorsements your GCs require — handled fast.
Commercial drywall work carries a different risk profile than residential jobs. You're often installing fire-rated wall and ceiling assemblies on a defined construction schedule, coordinating with a GC managing a dozen other trades on the same site, and closing up work that other subcontractors did before you. A generic contractor's policy often doesn't reflect how much of your commercial exposure sits in code-compliance risk, not just job site activity.
The foundation of any commercial drywall program. Covers third-party bodily injury and property damage — a lift or scaffold injures a worker from another trade, dust and debris damage finished work nearby, or a fire-rated assembly is later found to be out of spec. Most commercial contracts require a minimum of $1M/$2M, and many require $2M/$4M for larger projects.
General contractors and property managers almost always require to be named as additional insured on your policy. A blanket additional insured endorsement covers any GC or owner you work for without having to add them one by one — making certificate production fast when you're mobilizing on a new phase within days.
Many commercial contracts require a waiver of subrogation, which prevents your insurance carrier from pursuing recovery from the GC if they pay a claim on your behalf. This is standard on larger commercial drywall contracts and something we can add as an endorsement.
Lifts, sanders, stilts, and compressors represent real capital tied up in equipment that travels between commercial job sites. Inland marine coverage protects that equipment whether it's on-site, in transit, or staged between phases — standard GL doesn't cover your own gear.
Some GC contracts require your insurance to be primary and non-contributory, meaning your policy responds first before any other coverage. This is common on larger commercial and multi-unit contracts and something we can add when required.
Commercial drywall work almost always requires a certificate of insurance before you can mobilize, and on fire-rated jobs the GC or building inspector may want documentation tied to the specific assembly installed. Once you bind coverage with us, your COI is issued instantly — ready to send to your GC or property manager the same day you need it.
$1M per occurrence / $2M aggregate is the baseline most commercial drywall contracts open with, but fire-rated work, government contracts, and larger multi-unit projects frequently push that to $2M/$4M once the reviewing GC sees the scope. We'll quote both limits up front so a bigger contract doesn't stall your mobilization while you wait on an endorsement.
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Our licensed agents build your custom quote — typically same business day.
FAQ
Most commercial contracts require a minimum of $1M per occurrence / $2M aggregate. Fire-rated and larger institutional projects often require $2M/$4M. We can quote both.
Not a different policy type, but it often means higher limits and more scrutiny on additional insured and completed operations language, since a fire-rated assembly failure is a code-compliance issue, not just a cosmetic one. We'll structure your GL to match what the contract requires.
A waiver of subrogation prevents your carrier from pursuing recovery from your GC after paying a claim. Many commercial drywall contracts require it, especially on multi-trade new construction. We can add it to your policy.
Your COI is issued instantly once you bind coverage. Same-day coverage is typically available, so you can often get a COI the same day you need it.
Yes. We can write coverage that accounts for your employees and subcontractors even when your crew is hanging on one job and finishing on another. Tell us your setup on the quote form and we'll structure the coverage accordingly.
Licensed agents build your custom quote — typically same business day. Review, enroll, and get your COI instantly.