Drywall Contractors
Coverage for established drywall contractors managing hanging and finishing crews, subcontractors, and multiple active projects. The right limits, the right endorsements, built around how your operation actually runs.
Established drywall contractors have more complex insurance needs than solo operators. You're often running separate hanging and finishing crews at different phases across multiple job sites, bringing in specialty subs for texture, plaster, or stucco/EIFS work, and coordinating with GCs on schedules where your work has to close up before the next trade moves in. Your insurance program needs to match the scale and pace of your operation.
The foundation. Third-party bodily injury and property damage arising from your work. For contractors managing crews and multiple projects, higher limits are often appropriate — $2M/$4M instead of the standard $1M/$2M. We'll help you match your limits to your contract requirements.
Required in most states once you have employees. Hanging and finishing work is physical and often overhead, which makes this coverage especially relevant — workers comp covers medical costs and lost wages for employees injured on the job. Requirements vary by state; we'll help you understand what applies where you operate.
Larger operations carry more equipment risk — lifts, sanders, stilts, compressors, and taping tools, often split across hanging crews and finishing crews working different jobs simultaneously. All of it travels between job sites and needs protection that follows it there.
If you bring in subs for specialty work — texture, plaster, stucco/EIFS — your policy needs to account for that. Carriers rate based on how much of your revenue is subcontracted. We'll structure the coverage to match how you actually operate.
Work trucks and trailers used to haul sheet goods, lifts, and crews need commercial auto coverage. Personal auto policies typically exclude business use — if you're using vehicles for work, you need commercial coverage.
Drywall contractors working with GCs need to produce certificates quickly and often, especially when mobilizing a new crew onto a job site within days of finishing the last one. Our coverage includes blanket additional insured and waiver of subrogation capabilities so you can satisfy contract requirements without back-and-forth with your carrier.
As your operation grows — more revenue, more employees, more commercial and fire-rated work — your insurance program should scale with it. We review coverage with you at renewal and adjust as needed so you're never underinsured on a larger job.
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FAQ
Requirements vary by state, but most states require workers comp once you have any W-2 employees. It matters more in this trade than some others since hanging and overhead finishing work drives up claim severity. We'll help you understand requirements in the states where you operate.
Your policy needs to account for the percentage of your revenue that's subcontracted. You should also require your subs to carry their own GL and provide certificates, especially for specialty work outside standard hanging and taping. We can help you structure your coverage and sub requirements correctly.
It depends on the work you do. Contractors working on fire-rated commercial jobs or with larger GCs often need $2M/$4M rather than the standard $1M/$2M. We'll look at your contract requirements and recommend the right limits.
Yes — a blanket additional insured endorsement automatically covers any GC or owner you work for. You can issue certificates naming them without having to add each one individually, which matters when you're mobilizing crews onto new phases every few days.
Yes, if the vehicles are owned or leased by your business. Personal auto policies typically exclude business use. If employees drive their own trucks for work, you likely need hired and non-owned auto liability instead. We'll review your situation.
Licensed agents build your custom quote — typically same business day. Review, enroll, and get your COI instantly.